Talking about Islamic Banking in South East Asia, there is always comparison between Malaysia and Indonesia. Malaysia is considered to have their Islamic banking more developed and fast growing compared to Indonesia. Does it mean Malaysia is better than Indonesia?
My friend, Dr. Ugi Soeharto has different answer. In Malaysia, the question faced by Islamic bank is Can Islamic bank do what conventional banks do? while in Indonesia, the question is more specific and somewhat underestimating: What is different Islamic bank from their conventional counterpart?
It means that Malaysian Islamic banks need only to answer yes to the question and start arranging their products similar to what is in conventional banks. The only different between their products are in the label "i" (islamic). 